#Fear Mongering #Covid19 #Investments

the #covid19 threat is real .. what is also true is that #science , #medicine & sheer #resolve of #humanity to fight #adversity cannot be overlooked …

do not ignore #pessimist – because #bull markets are built when #pessimism is at its peak … the world would still in all probability have to deal with 2nd wave

be focussed on staying safe – be focussed on what is in your control relating to building health & immunity – saving ; investment etc & keeping a calm mind

make the most of this opportunity ☺️🙏

#Screener #Speculation

#screener #investing #StockMarket #CommonSense #riskmanagement numbers without context & solid fundamentals are nothing but empty fragile investments – so much focus on screening during volatility folks using #python 🤩 #Algorithms 😎various good tools 😇

generally : I prefer this method : 1st Filter Business – check if Future Ready 2nd Filter Promoter quality – Check integrity & whether led by a team with high probability of success 3rd Filter Numbers : Focus on Cash Flow Statement First – Balance Sheet second – P&L last

many numbers & screeners will throw multiple opportunities – avoid unless the first 2 pass stringent test : focus on risk – adjusted return : do not focus on possible returns based on past numbers

Lastly … simple truth : Quality comes at a price agree – do not over pay : the important point is to gain consistently for longer period of time & not speculate

#consistent #sustainable #growth

Bulls , Bears & Algo

while bulls & bears tussle it out amid the uncertainty of #Covid19 .. the #algos are working overtime across the #ETF asset classes creating huge volumes and volatility and hence fear 😇

well !! so what does an Investor do … 💡

a)Stay Calm

b)Cut Losses in Dud Investment if any – this ain’t going to end soon – Learn from mistakes

c) Use the watchlist #NOW… slowly accumalate what you have wanting to buy : if one does not have fresh funds for infusion .. just sit it out – do not sell.

d) Bear Phases result in Sharp Cuts but generally do not last long – go check out the history : during times of #stockmarketcrash optimism + greed > pessimism + fear

Bulls , Bear & Algo

Investing

‪calm mind is imp : not 2 get 2 excited with parabolic rise in price of stock we own ( expect a fall ☺️ ) … not 2 get fearful on fall ( business value will revert to intrinsic value ) ‬

#Important #Investing #Behavioural #Attributes

#Investment #Simple #Facts

Often as an investor i face the challenge of navigating through #greed #fear and #uncertainty. We loose sight of the long term probabilities. When i don’t find a really clear answer i go back and refer to this interview of #warrenbuffet on #stockmarkets #investment : quote “market #prices don’t tell me anything about the #business” #WisdomWednesday https://youtu.be/T6HHwOoq9M4 ‬- please do write back how would you navigate during times of volatility .. 😉

#Secret to #Wealth

it’s simple #start early … and stay on course just avoid impulsive #decisions

also start with the #End in #Mind – simple planning with #calm mind and most important to understand the #Time #Value of #Money

#Conquer the #World

when i was a kid i often wondered how did the #kingdoms conquer so much #power ; #wealth ; control ; #land ; #gold etc – they wanted it all : so much #greed

Like in #financial #planning there is an #Investment #manifesto also in life we need guiding principles to achieve our #dreams

Often i take guidance from various #books ; #blogs ; #youtube etc … & have come across many paths to this #Journey … sharing here one specific #beautiful #poem …………………….. : ” “IF” by #Rudyard Kipling

#2020 … Hope : Trust : Peace : HappyNess

We welcome #new years ; #birthdays ; #anniversaries as special and #hope for a better #tomorrow

most often than not we #wish for #acquiring / #achieving something ( #job / #promotion / #contract / #house / #car / #relationship etc )

just leaving my thoughts : factually our situation remains the same – it’s just that time has passed : what we could consider doing is * AAA * :: “act” “adapt” “accept”

wish we all “act” upon our constructive thoughts with all the heart & soul ⚡️

trust we all “adapt” to the changing circumstances ☺️

“accept” the results with #humilty 🙏

Let’s Welcome #2020 with Hope & Trust that #peace will prevail & thus #Happyness

Adversity

#Life #Lessons

most often than not life gives us opportunities to face a challenge ; take a pause ; improve our relationship or even an opportunity to stop being naughty / wicked … no matter what the challenge #never ever #give up … there is always a reason for the obstacle … #adapt … #learn

Journey Of an Investor

I spend lot of my time #reading / #investing & #research

My style of Investing has evolved over time from going after popular #stocks to #value buying & now generally i invest in #growth stocks / #leaders … #GARP

The #process starts with Context as to if i were to take up #entrepreneurship which #business would i want to be in ( size of the market / potential under served #categories etc .. ) 

I look for good teams in the listed space ( and most recently in the pvt space ) who have been consistently performing & with high #probability of #future performance as well
Generally i seek #financials / #consumption businesses loved by younger population ( Companies with high scores in terms of Share of Mind .. )

Once the context of Business Idea & a formidable management team criterion is clear – I hop on annual report / earning-conference calls / social media / employee reviews / checking out retail touch points etc 
Once the cash flows & strong balance sheet pass the test ; most often than not – i would experience being a #customer at these companies or at-least call the company & inquire about the product / seek brochures etc before i start buying 

generally my style avoids high capex companies / cyclical & seek to invest in Leaders / Brands / High promoter shareholding / Low Floating – reasonably high PE ( over the years i have accepted to pay a little premium for sustainable safer growth & opt for lower risk )

So the journey from a paper trader way back ( just out of school ) to a #professional #investor now has been rewarding

i am #humbled by the opportunities and the lessons that Ms.Market bestow’s upon us

The journey continues … combination of #patience , #courage & #curiosity to #learn makes it even more exciting … cheers to #2020